Lenders with high exposure to the MSME or the unsecured segment are likely to face near-term pressure in terms of provisioning and CET-1 ratios due to the draft expected credit loss (ECL) framework, ...

MUMBAI: The Reserve Bank’s recent proposal for a phased implementation of an expected credit loss (ECL) framework is credit positive for banks as it will strengthen their resilience through early risk ...

Leading public sector banks (PSBs) are building a combined war chest of around ₹20,000 crore in provisions as they prepare to transition to the Reserve Bank of India’s expected credit loss (ECL)-based ...

Axis Bank expects the new Expected Credit Loss (ECL) framework proposed by the Reserve Bank of India (RBI) to have a negligible immediate impact on its financials, even as the industry begins ...