Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

How does a home equity loan work? First, it’s important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...

Understand the key factors in selecting a home equity loan, including interest rates, repayment terms and lender ...

Reverse mortgages, home equity loans, and HELOCs are all ways homeowners can tap into the value of their homes for cash.  That means the financing for these loans is secured by the home, so rates are ...

Many homeowners are reassessing their borrowing options as market conditions continue to shift in the second half of 2025. While home values have climbed nationwide to a record high median of $396,000 ...

Second homes may seem just like primary residences, but when it comes to financing, taxes and expenses, there are some important differences. Before you step into the second home market, you’ll want ...

U.S. homeowners are sitting on a record $34.5 trillion in home equity, and more are tapping that mountain of accessible assets. Home equity available to homeowners has risen by $600 million since the ...

As home values have increased over the last few years, home equity loans have become an increasingly popular tool for homeowners to access cash. According to the Federal Reserve Bank of St. Louis, the ...

Thomas P. Tokos and Aakash Chohan of Citizens Bank's Colonie branch often work with clients looking to finance home renovation projects in the Capital Region. Tokos, a senior mortgage loan officer, ...