Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking guaranteed returns as rates fall. As of November 26, 2025, the best 12-month CD ...

If you’ve been eyeing a CD, now may be the time to lock in, as many experts predict that CD rates are likely to dip in December and the coming months. “A third rate cut [from the Federal Reserve] this ...

If you keep your savings in an interest-bearing account, you're probably keeping a close eye on what moves the Federal Reserve is making in terms of rates. In late 2023 and early 2024, the federal ...

As the Federal Reserve raised rates throughout 2022 and into 2023, the high-rate environment led certificates of deposit (CDs) to be one of the most obvious and beneficial choices for earning more on ...

Certificate of deposit rates have inched down slightly since their roaring highs of mid-2024, but many banks and credit unions still offer CDs that reward you with solid returns on your savings. While ...

Certificates of Deposit (CDs) have emerged as a particularly intelligent investment choice. A CD is a type of deposit account that requires you to keep your money in the account for a set period, ...

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates continue to trend lower.

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Jen Hubley Luckwaldt has over 15 years of experience writing and editing personal ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. With Fed cuts on the horizon, CDs can be a smart savings strategy in the right ...

CD shoppers had a great run the past two years, but that window is closing. As of October 2025, the Fed has already trimmed rates and most analysts expect more cuts before year-end and into 2026.