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How many Americans have a perfect 850 credit score in 2025?

Only a tiny fraction of Americans have reached the absolute top of the credit-scoring ladder in 2025, but that sliver of ...

Credit score average is 'pretty healthy,' VantageScore CEO says — but high earners are masking signs of financial distress

The CEO of VantageScore explains how the average credit score is masking some financial stress and gives the outlook for consumer credit in 2026.